The eligibility criteria always differ from bank to bank and NBFC to NBFC and some requirements may be more or less according to the bank policy.

• The Minimum age of an applicant must not be less than 23 Years and Maximum age should not be more than 65 Years.
• CIBIL score required for Business Loan must not be less than 700.
• The Business balance sheet must need to be audited by a Chartered Accountant.
• The business must have a good cash flow profit from the past two financial years (3 years for some financial Institute)
• The business graph of turnover must show an upward trend.