A consumer loan in India can be recognized as a personal loan that helps to meet the financial needs of durable goods like household appliances, electric gadgets, and much more. The maximum amount of Rs. 15 lacs can be signed under this loan. The loan repayment period is for a maximum period of 36 months. These loans are often recognized as consumer durable loans. These are minimum documentation required and the approval for the loan also does not take much time. Also, the distribution period is convenient for the debtor. Hence, this is one of the most reliable types of loans.
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