The following things are included:
- Forceful entry
- Violent entry
- Any theft that has been committed by a person who is hiding under the insured premises
- Armed robbery
- Holding up
- Any kind of damage that occurring during theft or housebreaking in the insured premises
- Covering the bulk items that have been covered under the first loss basis. However, in this, only a percentage of the total stock is covered that is exposed to dangers like bulgary and housebreaking
The following are not:
- Coverage of jewellery and precious stones, designs, as well as, plans and books related to business unless they are covered in a specific manner
- If a family member is a part of the threat or risk
- When the property is left uninhabited
- Any damage that has been caused by confiscation, nuclear bombs, weapons, war, foreign enemy attacks and much more
- Any damage or loss that is a result of any consequential loss
- If the asset rights get transferred to any other person by will or in a lawful manner
