The eligibility criteria can be more or less according to the scheme of the different lenders.
- Smoker/Non- smoker: this plan is very beneficial more beneficial for smoker then non-smoker because, smokers are more prone to health issues and need huge life cover.
- Citizenship: the one who is applying this should be the citizen of India, however – some plans allow NIR as well as abroad individuals as well.
- Checkup of your health: its important that, the individuals must undergo a medical checkup and its important for the insurance company to stay informed about the current health status of the individual.