NPA Restructuring

When a borrower is facing financial problems and the lender changes the terms of the credit as to help the borrowers.
This is done to clear the problem of the borrowers which is classified as non – performing assets (NPA) so that the borrowers don’t count as a defaulter.
This will also give chance to the borrowers to recover from their CIBIL score and their broken EMIs. As banks or lenders investigate all details during the applicants processes to know their credit worth which leads to cancel the loans or get loan in very high interests.
The restructuring process will happen without classifying their accounts as NPAs – and help relief to both stressed borrowers and the lenders.

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